Network
La Ode: “So, what do you think about their habits?”
Sri: “Frankly speaking, I was tempted. But there were a couple of reasons why I kept using physical money and avoided getting into ... (5) and e-wallets.”
La Ode: “What are the reasons?”
Sri: “Firstly, I felt it was safer. I wasn’t really aware of how electronic money would work on my smartphone and I feared it would somehow get easily ... (6) off. Having physical cash just felt safer.”
La Ode: “You think so huh? I was ... (7) once the e-money got siphoned off.”
Sri: “It did?!”
La Ode: “Yes, it even took me more time to get back using the e-wallet.”
Sri: “That’s horrible.”
La Ode: “Okay, tell me more about the story.”
Sri: “I feared that by moving to electronic payments and losing the greater friction of paying with cash, I would end up spending more.”
